{"id":46099,"date":"2026-05-08T11:33:03","date_gmt":"2026-05-08T09:33:03","guid":{"rendered":"https:\/\/elbankeer.com\/?p=46099"},"modified":"2026-05-09T14:51:20","modified_gmt":"2026-05-09T12:51:20","slug":"%d8%b5%d9%86%d8%af%d9%88%d9%82-%d8%a8%d8%b4%d8%a7%d8%a6%d8%b1-%d8%a7%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d8%a7%d9%87%d9%84%d9%8a","status":"publish","type":"post","link":"https:\/\/elbankeer.com\/en\/%d8%b5%d9%86%d8%af%d9%88%d9%82-%d8%a8%d8%b4%d8%a7%d8%a6%d8%b1-%d8%a7%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d8%a7%d9%87%d9%84%d9%8a\/","title":{"rendered":"\u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u0626\u0631 \u2013 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0627\u0647\u0644\u064a"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"46099\" class=\"elementor elementor-46099\" data-elementor-settings=\"{&quot;premium_particles_zindex&quot;:0,&quot;premium_particles_responsive&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6da786d5 e-flex e-con-boxed e-con e-parent\" data-id=\"6da786d5\" data-element_type=\"container\" data-settings=\"{&quot;premium_particles_zindex&quot;:0,&quot;premium_particles_responsive&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77c102e elementor-widget elementor-widget-text-editor\" data-id=\"77c102e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><strong><span style=\"font-size: 24px;\">\u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u064a\u0631 \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0627\u0647\u0644\u0649 ( \u064a\u062a\u0645\u00a0 \u062a\u062e\u0635\u064a\u0635 40% \u0645\u0646 \u0627\u062c\u0645\u0627\u0644\u064a \u0645\u062d\u0641\u0638\u0647 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 )<\/span><\/strong><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div>\u0645\u0627 \u0647\u0648 \u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u0626\u0631\u061f<\/div><div>\u00a0<\/div><div>\ud83d\udd39 \u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u0626\u0631 \u0647\u0648 \u0635\u0646\u062f\u0648\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0634\u062a\u0631\u0643 \u0623\u064f\u0637\u0644\u0642 \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a \u0648\u0628\u0646\u0643 \u0627\u0644\u0628\u0631\u0643\u0629 \u2013 \u0645\u0635\u0631.\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\ud83d\udd39 \u0646\u0648\u0639\u0647:<\/div><div>\u2714\ufe0f \u0635\u0646\u062f\u0648\u0642 \u0630\u0648 \u0631\u0623\u0633 \u0645\u0627\u0644 \u0645\u0641\u062a\u0648\u062d \u2013 \u064a\u0639\u0646\u064a \u062a\u0642\u062f\u0631 \u062a\u062f\u062e\u0644 \u0648\u062a\u0633\u062d\u0628 \u062d\u0633\u0628 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0641\u064a \u0643\u0644 \u0623\u0633\u0628\u0648\u0639 (\u0645\u0634 \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u062f\u0627\u0648\u0644 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629).\u00a0 \ufffc<\/div><div>\u2714\ufe0f \u0645\u0637\u0628\u0642 \u0637\u0628\u0642\u064b\u0627 \u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 (\u062e\u0627\u0644\u064a \u0645\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0628\u0648\u064a\u0629).\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\ud83d\udd39 \u0633\u0639\u0631 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u064a\u064f\u0639\u0644\u0646 \u0623\u0633\u0628\u0648\u0639\u064a\u064b\u0627 (\u0639\u0627\u062f\u0629 \u0641\u064a \u0623\u0648\u0644 \u064a\u0648\u0645 \u0639\u0645\u0644 \u0645\u0646 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0641\u064a \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0623\u0647\u0631\u0627\u0645).\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\ud83d\udd39 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0633\u0645\u064a\u0629 \u0644\u0644\u0648\u062b\u064a\u0642\u0629: 100 \u062c\u0646\u064a\u0647 \u0645\u0635\u0631\u064a (\u0645\u0639 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0633\u0639\u0631 \u0623\u0633\u0628\u0648\u0639\u064a\u064b\u0627).\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\u2e3b<\/div><div>\u00a0<\/div><div>\ud83d\udccc 2. \u0645\u0627\u0630\u0627 \u064a\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0641\u064a\u0647\u061f<\/div><div>\u00a0<\/div><div>\ud83e\udde0 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0642\u0627\u0644\u062a \u0625\u0646\u0647 \u0635\u0646\u062f\u0648\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0634\u062a\u0631\u0643 \u0648\u0641\u0642 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0644\u0643\u0646 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u064f\u062f\u0627\u0631\u0629 (\u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0635\u0646\u0627\u062f\u064a\u0642) \u0639\u0627\u062f\u0629\u064b \u0627\u0633\u062a\u062b\u0645\u0631\u062a \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0641\u064a:<\/div><div>\u2022\u0635\u0643\u0648\u0643 \u0648\u0623\u0648\u0631\u0627\u0642 \u0645\u0627\u0644\u064a\u0629 \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629<\/div><div>\u2022\u062d\u0635\u0635 \u0641\u064a \u0623\u062f\u0648\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0648\u0623\u0633\u0647\u0645\/\u0633\u0646\u062f\u0627\u062a \u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0631\u0628\u0648\u064a\u0629<\/div><div>\u2022\u0623\u0635\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u0642\u0644\u0628\u0627\u062a \u0633\u0648\u0642\u064a\u0629 \u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0634\u0631\u0639\u064a\u064b\u0627<\/div><div>\u00a0<\/div><div>\ud83d\udccc \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0641\u0635\u064a\u0644\u064a\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0639\u0646 \u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 (\u0645\u062b\u0644\u0627\u064b \u0633\u0647\u0645\/\u0633\u0646\u062f\/\u0646\u0648\u0639 \u0623\u062f\u0627\u0629) \u063a\u064a\u0631 \u0645\u0646\u0634\u0648\u0631\u0629 \u0628\u0634\u0643\u0644 \u0645\u0641\u062a\u0648\u062d \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u0628\u0646\u0643\u060c \u0648\u0623\u0641\u0636\u0644 \u0645\u0635\u062f\u0631 \u0644\u0647\u0627 \u0647\u0648 \u0646\u0634\u0631\u0629 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \/ \u0646\u0634\u0631\u0629 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u062e\u0627\u0635\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u0645\u062f\u064a\u0631 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u2013 \u0648\u064a\u062c\u0628 \u0645\u0637\u0627\u0644\u0628\u062a\u0647\u0627 \u0642\u0628\u0644 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643.\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\u2e3b<\/div><div>\u00a0<\/div><div>\ud83d\udccc 3. \u0645\u0645\u064a\u0632\u0627\u062a\/\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0635\u0646\u062f\u0648\u0642<\/div><div>\u00a0<\/div><div>\u2705 \u0644\u0627 \u064a\u0648\u062c\u062f \u062d\u062f \u0623\u0642\u0635\u0649 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 (\u062a\u0642\u062f\u0631 \u062a\u0634\u062a\u0631\u064a \u0643\u0645 \u0645\u0627 \u062a\u062d\u0628).\u00a0 \ufffc<\/div><div>\u2705 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631: 10 \u0648\u062b\u0627\u0626\u0642 (\u064a\u0639\u0646\u064a 1000 \u062c\u0646\u064a\u0647 \u0643\u062d\u062f \u0623\u062f\u0646\u0649).\u00a0 \ufffc<\/div><div>\u2705 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f: \u0641\u064a \u0623\u064a \u064a\u0648\u0645 \u0639\u0645\u0644 \u0639\u0627\u062f\u064a \u0645\u0627 \u0639\u062f\u0627 \u0622\u062e\u0631 \u064a\u0648\u0645 \u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0623\u0633\u0628\u0648\u0639.\u00a0 \ufffc<\/div><div>\u2705 \u0639\u0627\u0626\u062f \u062a\u0648\u0632\u064a\u0639\u0627\u062a \u0646\u0642\u062f\u064a\u0629 \u062f\u0648\u0631\u064a\u0629 \u0643\u0644 \u0631\u0628\u0639 \u0633\u0646\u0629 \u0645\u0645\u0643\u0646 \u062a\u0643\u0648\u0646 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0628\u062d\u0633\u0628 \u0623\u062f\u0627\u0621 \u0627\u0644\u0635\u0646\u062f\u0648\u0642.\u00a0 \ufffc<\/div><div>\u2705 \u0644\u0627 \u062a\u0648\u062c\u062f \u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0643\u062a\u062a\u0627\u0628 \u0623\u0648 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0641\u064a \u0623\u063a\u0644\u0628 \u0627\u0644\u062d\u0627\u0644\u0627\u062a.\u00a0 \ufffc<\/div><div>\u2705 \u064a\u062a\u0648\u0627\u0641\u0642 \u0634\u0631\u0639\u064b\u0627 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0639\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a.\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\u2e3b<\/div><div>\u00a0<\/div><div>\ud83d\udccc 4. \u0645\u0646 \u064a\u062f\u064a\u0631 \u0627\u0644\u0635\u0646\u062f\u0648\u0642\u061f<\/div><div>\u00a0<\/div><div>\ud83d\udd39 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u064a\u062a\u0645 \u0625\u062f\u0627\u0631\u062a\u0647 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0631\u0643\u0629 \u0625\u062f\u0627\u0631\u0629 \u0635\u0646\u0627\u062f\u064a\u0642 \u0645\u0631\u062e\u0635\u0629 \u2013 \u0639\u0627\u062f\u0629\u064b \u0625\u0633\u0644\u0627\u0645\u064a \u0623\u0648 \u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629\u060c \u0648\u064a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u0644\u062c\u0646\u0629 \u0634\u0631\u0639\u064a\u0629 \u0644\u0644\u0625\u0634\u0631\u0627\u0641.\u00a0 \ufffc<\/div><div>\u00a0<\/div><div>\ud83d\udccc \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0647\u064a \u0627\u0644\u062a\u064a \u062a\u0642\u0631\u0631 \u0643\u064a\u0641\u064a\u0629 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0623\u0635\u0648\u0644 \u0628\u064a\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0648\u0641\u0642 \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0634\u0631\u064a\u0639\u0629.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1589f63 e-grid e-con-boxed e-con e-parent\" data-id=\"1589f63\" data-element_type=\"container\" data-settings=\"{&quot;premium_particles_zindex&quot;:0,&quot;premium_particles_responsive&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1589f90 elementor-widget elementor-widget-heading\" data-id=\"1589f90\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 :<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69e1241 premium-lq__none elementor-widget elementor-widget-premium-addon-button\" data-id=\"69e1241\" data-element_type=\"widget\" data-widget_type=\"premium-addon-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\t\t<a class=\"premium-button premium-button-none premium-btn-lg premium-button-none\" href=\"https:\/\/drive.google.com\/file\/d\/1NaLbatUcKaKRRNNpwndz0cSyWBomzOz8\/view?usp=sharing\">\r\n\t\t\t<div class=\"premium-button-text-icon-wrapper\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span >\r\n\t\t\t\t\t\t\u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u064a\u0631\t\t\t\t\t<\/span>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t<\/a>\r\n\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u064a\u0631 \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0627\u0647\u0644\u0649 ( \u064a\u062a\u0645\u00a0 \u062a\u062e\u0635\u064a\u0635 40% \u0645\u0646 \u0627\u062c\u0645\u0627\u0644\u064a \u0645\u062d\u0641\u0638\u0647 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 )\u00a0\u00a0\u0645\u0627 \u0647\u0648 \u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u0626\u0631\u061f\u00a0\ud83d\udd39 \u0635\u0646\u062f\u0648\u0642 \u0628\u0634\u0627\u0626\u0631 \u0647\u0648 \u0635\u0646\u062f\u0648\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0634\u062a\u0631\u0643 \u0623\u064f\u0637\u0644\u0642 \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0645\u0635\u0631\u064a \u0648\u0628\u0646\u0643 \u0627\u0644\u0628\u0631\u0643\u0629 \u2013 \u0645\u0635\u0631.\u00a0 \ufffc\u00a0\ud83d\udd39 \u0646\u0648\u0639\u0647:\u2714\ufe0f \u0635\u0646\u062f\u0648\u0642 \u0630\u0648 \u0631\u0623\u0633 \u0645\u0627\u0644 \u0645\u0641\u062a\u0648\u062d &hellip; <\/p>","protected":false},"author":3334,"featured_media":46104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[109],"tags":[],"class_list":["post-46099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-109","pmpro-has-access"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/posts\/46099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/users\/3334"}],"replies":[{"embeddable":true,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/comments?post=46099"}],"version-history":[{"count":9,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/posts\/46099\/revisions"}],"predecessor-version":[{"id":46141,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/posts\/46099\/revisions\/46141"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/media\/46104"}],"wp:attachment":[{"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/media?parent=46099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/categories?post=46099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elbankeer.com\/en\/wp-json\/wp\/v2\/tags?post=46099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}